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Best & Anderson, P.A. Personal Injury Blog
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Tuesday, March 9, 2010
Uninsured Drivers and Car Accidents
If you are injured in an accident caused by an uninsured driver, you may not be able to collect all of the compensation that you need and are entitled to, but that does not mean you should not pursue your case. There may be more compensation available than you are aware of. Experienced car accident attorneys David Best, P.A. and Dutch Anderson, P.A. will thoroughly investigate your accident and your options to help you and your family recover from your accident.
You May Still Receive Partial or Total Compensation
Before you assume that you are out of luck just because the other driver was uninsured, you should consider two things:
- Your own insurance policy may cover part or all of your damages
- There may have been a third party to blame for your accident
Collecting From Your Own Insurance Company
Under Florida law, every auto insurance policy includes personal injury protection (PIP) of $10,000. This covers the policy holder no matter who was at fault for the accident and pays for the first $10,000 of you medical expenses and lost income whether or not the other driver had insurance.
You may actually have uninsured/underinsured motorist protection and not even know it. It is automatically included in certain types of Florida auto insurance policies unless the policy holder rejects it.
Collecting From Other Responsible Parties
A thorough investigation of your accident may reveal that someone else was actually responsible for your accident. For instance, if your accident was caused by faulty brakes or defective tires, you may have a product liability case against the auto manufacturer or dealership. If roadway defect is the cause, such as an intersection that is known to be dangerous and left uncorrected, then the city, county, or state may be held responsible.
If you have been involved in an accident with an uninsured driver, please contact Orlando, Florida car accident attorneys David Best, P.A. and Dutch Anderson, P.A. today.
posted by Tiffany at 12:15 PM
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